AiO Money Transfer Manager centralises partner operations, tills, treasury, accounting, compliance and reconciliation on a single database.
An operation captured once feeds every process concerned. AiO does not move money — your partners do. It records, controls, reconciles and proves.
The product
AiO Money Transfer Manager — the platform as you envision it.
Technologies chosen for accounting rigour and reliability on unstable networks.
Architecture
/001/
Every operation produces two postings summing to exactly zero. Nothing can be edited, nothing can be deleted: a correction is a reversal, and history stays whole.
/002/
The real problem in your trade is not data entry, it is treasury. Short of cash or float, a counter turns away up to one operation in five.
/003/
This is what kills these projects: the operator's ledger and the partner's platform drift apart, and within weeks the gap is unrecoverable.
/004/
Western Union, Ria, MoneyGram, JUBA, KORI, Small World: one module, four feed levels. A partner on an already supported protocol is added by configuration.
Every franc traced, proven, reconciled.
Double-entry ledger · Three-way reconciliation
Four demonstrated milestones on an environment reserved for you. Only 5,000,000 FCFA are drawn from your working capital: the last two instalments fall due once your operation is already earning commissions.
Your partners are in London, Madrid, Dubai. Your counters are here.
6 partners · 1 back-office
One delivery every month to your staging environment. Month 6 opens no new work.
Scope arbitrated line by line and signed, chart of accounts, networks retained, compliance rules. Authentication, role-branch-ceiling rights, multi-branch, multi-tenant isolation.
Ledger: immutable entries, reversals, journals, trial balance, balance check enforced by the database. Chained audit log. Your staging environment opens.
Six till types, counting, discrepancies, closing. Four-part commissions and rounding account. Counter and offline mode.
Unified operations module, first partner profiles, client file and KYC documents. Virtual vault and two-to-three-day liquidity projection.
Statement import, monitored mailbox, assisted entry. Three-way reconciliation and exception queue. Screening, thresholds, structuring, case files. Requests frozen on the 15th.
No new work. Reporting completed, bank reconciliation and financial statements. User acceptance, timed restore drill, training, cutover.
Budget
A fixed price for the scope settled at framing, subject to the assumptions, dependencies and exclusions in the dossier. No instalment is tied to a date alone: each is paid against something you can watch running. If a milestone is missed, it is not due.
Two weeks to arbitrate the scope line by line and sign it, produce the accounting model and chart of accounts, and specify the connectors and the two modules your document left undetailed. That deliverable is yours, and it is usable by any provider.
Technical demo, architecture review, questions on pricing — we reply within 24 h.
Confidential document prepared for Mr Aboubakar Hissourou — Vortex-Soft, Dakar, August 2026
